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Below you will find some of our most frequently
asked questions regarding our commercial loan
programs. Please feel free to contact us toll
free at 1-877-546-6581 if you have any questions
or need any additional information that is not
answered below.
 How do I apply for a commercial loan?
Just fill out our short, no obligation commercial
loan application and get pre-approved within 48
hours with no obligation.  Click
Here to Get Started
Do you offer commercial loans nationwide?
Yes, we provide commercial real estate loans in
all 50 U.S. States and the District of Columbia.
Do
I have to live in the same state where the property
is located?
No, it is not required that you reside in the
same state of the property for which you are seeking
financing.
Do you lend to individuals who are self
employed?
Yes. If you are self employed you can qualify
for a commercial loan through our full documentation
program. This program requires documentation of
income and assets.
What is involved in the appraisal process?
Once you have submitted your signed pre-approval
letter and estimated appraisal fee a search for
a reputable;e appraiser in your area will be done
for you. The appraisal will usually take anywhere
from 2 to 4 weeks to complete. Your loan should
then close within a week thereafter.
Can I use an existing appraisal?
Our goal is to keep the borrower’s costs
to a minimum and so a pre-existing appraisal can
generally be used as long as it is of acceptable
quality and completed within the last six months.
Will I be responsible for organizing
the closing?
No, in most cases all of the closing details will
be arranged for you. If there is a specific title
company that you favor we can schedule the closing
with them.
How long will the closing process take?
We always strive to ensure that your loan will
close within your desired timeframe. Most loans
close within a period of 45 days.
Can I escrow for insurance and taxes?
Yes you can escrow for taxes only. You may however
be required to provide proof of insurance before
the financing process is complete.
Will I have to order the title policy?
No, in most cases the title policy will be ordered
for you in order to expedite and better manage
your loan request.
What are the advantages of applying for
a higher loan-to-value (LTV) amount?
If you apply for a higher LTV amount and are approved
then you will receive a larger return on your
equity. In addition you will be required to put
down less money up front which means more cash
you will have to keep in your business.
What is the length of time that I must
own a property before I will be eligible to apply
for a refinance with cash-out?
There are generally no strict time requirements
on how long you must own your property in order
to qualify for a refinance with cash-out.
How do I get the loan process started?
Just fill out our short, no obligation commercial
loan application and get pre-approved within 48
hours with no obligation. Click
Here to Apply
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