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The web site you entered is operated by Commercial-Loan-Lenders.Com,
which values your patronage and the trust you
place in the company and its personnel.
This Privacy Policy outlines the types of information
that are collected by Commercial-Loan-Lenders.Com.
This Privacy Policy does not apply to web sites
that are owned by third parties, including web
sites that link to Commercial-Loan-Lenders.Com
or that are linked from this web site (including
web sites of lenders and others that have business
relationships with Commercial-Loan-Lenders.Com
to provide loans and other consumer credit products
and services to you). Commercial-Loan-Lenders.Com
is not responsible for the privacy practices of
those third party web sites, which may differ
from ours in significant ways. We encourage you
to learn about the privacy policies of those web
sites and the companies that operate them.
Our Commitment to Your Privacy
Commercial-Loan-Lenders.Com is a California-based
company and strongly supports the inalienable
right of privacy guaranteed to all people by the
California Constitution. While you may not be
protected by the California Constitution, and
although Commercial-Loan-Lenders.Com is not a “financial
institution” and therefore is not governed
by the California Financial Information Privacy
Act (Sections 4050 et seq. of the California Financial
Code, commonly referred to as “S.B. 1”),
Commercial-Loan-Lenders.Com nonetheless is firmly
committed to protecting your personal privacy.
As part of that commitment, we communicate this
Privacy Policy to every Commercial-Loan-Lenders.Com
employee, and we require that each Commercial-Loan-Lenders.Com
employee follow it. In addition, employee access
to information about individual customers is limited
to those authorized employees with a legitimate
business reason to access the information, and
then only on a “need-to-know” basis.
Your Consent to This Privacy Policy
By using this web site, you represent to us that
you are an adult under the laws of the place where
you reside and that you agree with the terms of
this Privacy Policy and with the Terms and Conditions
applicable to the use of this web site. If you
are not an adult under the laws of the place where
you reside, or if you do not agree with any provision
of this Privacy Policy or the Terms and Conditions,
please do not use this web site, and do not provide
any Personal Information to us.
Why We Collect Information
Among its operations, Commercial-Loan-Lenders.Com
functions as a consumer credit intermediary, linking
consumers with various consumer credit products
and services. If you are applying for any of those
products or services, Commercial-Loan-Lenders.Com
may collect the personal information you provide
us to enroll you as a customer or to complete
a transaction. In these circumstances, however,
our principal role is to facilitate a relationship
in which you provide your information directly
to a third party B for instance, to apply for
extension of credit, or to purchase a credit report
or other credit-related products or services --
rather than to us. We collect information as a
consumer credit intermediary to enable us to:
- Transmit the information to a third-party
lender or service provider (subscribers) who
process or provide applications for the product
or service you request.
- Communicate with you about your applications
for products or services.
- Confirm the acceptance and status of your
request by e-mail.
- Respond to your inquiries about the status
and/or destination of your applications.
- Identify the referring web site if you link
to us from another web site.
- Delete fictitious data from our systems,
based on a customer identifier such as a home
telephone number or e-mail address.
- Handle accounting issues between us and our
subscribers and affiliates, using a customer
identifier such as a home telephone number or
e-mail address, if the subscriber rejects your
application.
- Conduct market and demographic analyses on
aggregated customer data, which does not identify
individual customers.
- Perform system and security monitoring, such
as monitoring the IP addresses of incoming traffic
to prevent abuse.
Commercial-Loan-Lenders.Com also provides consumer
credit education services. To do so, we may collect
your name and your e-mail address to enable us,
if you desire, to send you e-mail newsletters
and other information about our consumer education
services and other programs.
In each of these circumstances, we will only
collect and use the minimum information needed
to accomplish the stated purpose, and only with
your full knowledge and consent.
How We Secure Your Information
When you provide Commercial-Loan-Lenders.Com with
personal information, you do so over Secure Sockets
Layer technology using a secure encrypted link
between the computer you are using and our servers.
When we transmit your personal information to
the provider of the product or service you are
ordering, we also do so over Secure Sockets Layer
technology. Commercial-Loan-Lenders.Com safeguards
information about you in our possession according
to established physical and electronic security
procedures designed to prevent unauthorized access.
We continually assess new information protection
technology.
Disclosure of Your Information
Commercial-Loan-Lenders.Com does not provide your
personally identifiable information to affiliated
or unaffiliated companies for their independent
use, except when we transmit the information to
subscribers who process or provide applications
for the product or service you request. Commercial-Loan-Lenders.Com
may legally disclose your personally identifiable
information to unaffiliated third parties when
the law requires our cooperation B for example,
in response to a search warrant issued in connection
with a fraud investigation, in response to a subpoena,
or in response to a request by an authorized government
regulator. If possible, we will attempt to comply
with any legal request for our cooperation by
eliminating all personally identifiable information
before releasing our records. If that is not possible,
before we provide your personally identifiable
information to a third party as required by law,
we will seek the issuance of a protective order
by a court of competent jurisdiction compelling
the third party to maintain the confidentiality
of that information.
Cookies
A cookie is a piece of data stored on your computer
that is tied to information about you. We may
use both session ID cookies and persistent cookies.
For the session ID cookie, once you close your
browser, the cookie simply terminates. A persistent
cookie is a small text file stored on the hard
drive of your computer for an extended period
of time.
You may use our web sites even though you have
set your computer's browser to reject cookies.
The only drawback to rejecting cookies is that
you will be limited in some areas and services
of our web site.
You may be unable to order, apply for, or request
products or services from our subscribers via
our web sites if you have set your computer's
browser to reject cookies. Thus, for you to access
products or services offered by us or our subscribers
through our web sites, we recommend that you set
your computer's browser to accept cookies.
Some of the companies that offer products or
services via our web sites, and some of the companies
that route traffic to our web sites, may transmit
cookies from their web sites to your computer.
We have no access to or control over these cookies.
Consequently, this Privacy Notice only covers
our use of cookies and does not cover the use
of cookies by any third parties.
We link the information we store in the session
ID cookie on your computer to the information
you submit while on our site, including any personally
identifiable information, however, as noted above,
the session ID cookie terminates when you close
your browser.
Questions About This Privacy Policy
If you have any questions or concerns about this
Privacy Policy or our collection of information,
please contact our customer service desk by e-mail
at webmaster@Commercial-Loan-Lenders.Com.
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